Line an 8x8 or 9x9 inch pan with parchment paper, leaving an overhang on two sides.
In a medium saucepan over low heat, melt peanut butter, honey, butter, and brown sugar together, stirring until smooth, about 3 to 4 minutes. Remove from heat. Stir in vanilla, salt, and cinnamon.
Add rolled oats and stir thoroughly until every oat is evenly coated.
Transfer to the prepared pan. Press down very firmly and evenly using a flat-bottomed glass. Refrigerate for 20 minutes.
Melt chocolate chips with coconut oil and peanut butter if using, in a heatproof bowl over simmering water or in the microwave in 30-second intervals, until smooth and glossy.
Pour chocolate over the chilled oat base and spread to the edges. Tap pan gently to level. Add garnishes while chocolate is still wet.
Refrigerate for at least 2 hours until chocolate is completely firm.
Lift out using the parchment overhang. Slice into 16 bars with a warm, dry knife. Serve cold or at cool room temperature.